Terms of use

Last updated November 14, 2026

Cover is software that lets nonprofits take monthly sponsorships. It's run by Tanner Wendle ("Cover," "we"). By using Cover, you agree to these terms. Questions: hello@covergiving.com.

How money moves

Gifts go from the donor straight to the nonprofit's own payment account, processed by Stripe. Cover never holds donated money. The nonprofit, not Cover, receives each gift, decides how to use it, and is responsible for its tax status and any donation receipts.

For sponsors

• Your gift goes to the nonprofit's general fund. Choosing an animal or program to follow means you get its updates. It doesn't limit how the nonprofit spends your gift.
• Sponsorships repeat every month until you cancel. You can cancel anytime using the link in your payment receipt, or by emailing us or the nonprofit.
• For a refund or a question about a gift, contact the nonprofit. We're happy to help connect you.
• Whether a gift is tax-deductible depends on the nonprofit's status and your situation. Check with the nonprofit.

For nonprofits

• You must be a real organization with authority to raise money for it, and the information you give must be accurate.
• You're responsible for what's on your page, including having the right to use your photos and telling the truth about how gifts are used.
• You're responsible for following the laws that apply to your fundraising, including any state charitable-solicitation registration.
• Payment processing for your account is provided by Stripe and is subject to the Stripe Connected Account Agreement, which includes the Stripe Services Agreement. You agree to it when you set up payouts. Stripe charges its processing fees to your account.
• Use your sponsors' information only to thank them, send updates and run your sponsorships. Don't sell or share it.
• Cover is free during the pilot. If we ever add fees, we'll tell you in advance, and they'll only apply after you agree.

Things you can't do

Don't use Cover for fraud, for anything illegal, to mislead donors, or to try to break or get around Cover's security. We can remove pages or accounts that do.

Ending things

Nonprofits can stop using Cover anytime by emailing us. We can suspend or close an account that breaks these terms or puts donors at risk. When a page closes, its active sponsorships are canceled.

The fine print

Cover is new software provided "as is." We work hard to keep it running and secure, but we can't promise it will always be available or error-free. To the extent the law allows, Cover isn't liable for indirect or consequential losses, and our total liability is limited to $100. Nothing here limits rights you have under law that can't be limited. These terms are governed by the laws of Massachusetts.

Changes

If these terms change, we'll update the date at the top. For big changes, we'll email nonprofits and active sponsors first.